Saturday 14 November 2015

Car insurance

5 Types of Car Insurance Coverage Explained

When you start to consider the various types of auto insurance coverage available it can get overwhelming.

Car Insurance Coverage Explained

How do you know what types you need? Is it required by your state? Are there ways to save money and still have the right amount of coverage? Below we detail 5 types of coverages and provide a few scenarios where you would benefit from having a non-required coverage added to your policy along with some tips to save some money depending on your vehicle and budget.

1. Liability Insurance

Liability insurance covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions. Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. Most states have a minimum requirement for the amount of liability insurance coverage that drivers must have. If you can afford it, however, it is usually a good idea to have liability insurance that is above your state's minimum liability coverage requirement, as it will provide extra protection in the event you are found at fault for an accident, as you are responsible for any claims that exceed your coverage's upper limit. You wouldn't want to run the risk of having to pay a large amount of money because your policy limit has been exceeded.

2. Collision Coverage

If there is a covered accident, collision coverage will pay for the repairs to your car. If your car is totaled (where the cost to repair it exceeds the value of the vehicle) in an accident, collision coverage will pay the value of your car. .

If your car is older, it may not be worth carrying collision coverage on it, depending on the value. On the other hand, if you have a more expensive car or one that is relatively new, collision insurance can help get you back to where you were before any damage to your car. Note: If you have a lienholder, this coverage is required.

3. Comprehensive Coverage

What if something happens to your car that is unrelated to a covered accident - weather damage, you hit a deer, your car is stolen - will your insurance company cover the loss? Liability insurance and collision coverage cover accidents, but not these situations. These situations are covered by Comprehensive (other than Collision) coverage.

Comprehensive coverage is one of those things that is great to have if it fits in your budget. Anti-theft and tracking devices on cars can make this coverage slightly more affordable, but carrying this type of insurance can be costly, and may not be necessary, especially if your car is easily replaceable. Note: If you have a lienholder, this coverage is required.

4. Personal Injury Protection

While Comprehensive coverage may be something you don’t need to purchase, Personal Injury Protection (PIP) is something you should. The costs associated from an accident can quickly add up, and in order to cover those costs Personal Injury Protection is available. With this coverage, your medical bills along with those of your passengers will be paid, no matter who is at fault for an accident. Note: This coverage is not available in all states.

5. Uninsured /Underinsured Motorist Protection

While state laws mandate that all drivers should be insured, this is unfortunately not always the case. Another issue that can arise is that while a driver may have liability insurance, many states have relatively low minimum coverage requirements that may not be enough to cover all of the expenses of an accident. So, if someone is legally responsible for damages related to an accident, you won't receive any payment if they do not have coverage or you will receive less than you need to cover the cost of damages if your damages exceed their coverage amount. This is the type of situation where Uninsured and Underinsured Motorist Protection would help with expenses.

Saving tip: It's usually relatively inexpensive to add uninsured/underinsured motorist protection to your car insurance policy, especially considering the amount of protection it offers.

Wednesday 11 November 2015

World of motorcycling


A BMW R69S WITH A BIT ON THE SIDE




Few things in the world of motorcycling are as cool as sidecars. And the allure is magnified when the rig in question is both vintage and ultra-rare.
This very classy setup was put together by South African BMW experts Cytech, and pairs a 1964 BMW R69S with a 50s-model Steib sidecar. “The client had been in touch with us for two years looking for this particular sidecar combination,” says Cytech owner Donovan Muller. “Eventually we made the match.”



And what a match it is. Steib was the sidecar of choice for BMW Motorrad in the 50s; replicas are still available, but finding an original is a tad more difficult. This one was bought from a deceased estate, as part of a bigger lot—but it was completely dismantled, and riddled with rust and amateur repair work.
Cytech’s restoration on the sidecar would rival many complete motorcycle rebuilds. The main shell was stripped, sandblasted and repaired, and the wheel fender was rebuilt with sheet metal before being painted and rubberised inside.




The sidecar’s wheel received new spokes and nipples, the hub was powdercoated, and every nut and bolt was cadmium plated. Cytech has also fitted a new aluminum bead to the fender and body, and refurbished the original tail light and Steib badge. The seat was recovered in black leather with gold pin studs.
The BMW itself was also in need of a serious restoration, and was even missing a few parts—such as the seat and exhausts. So Donovan and his team tore into it with vigour, completely overhauling the engine, gearbox and original 26mm Bing carbs.




The electrical system received a serious refresh, with a new wiring harness and ignition system, and the suspension was rebuilt. Every little detail was attended to—such as fitting tapered steering head bearings and replacing the air filter housing.
A rare long range Hoske tank was fitted, with a Karcoma fuel tap and a set of US-spec R50 handlebars to accommodate its width. Other top-shelf parts include a Denfeld bench seat and Bumm bar-end mirrors.
Then a full stainless steel exhaust system was installed, and a set of wide-lipped aluminum rims built up with stainless spokes and nipples. Metzeler rubber was fitted to the bike and sidecar’s wheels.




By default, the sidecar mounts were all placed on the right from the factory. “But for the road rules in South Africa, the sidecar must be mounted on the left,” explains Donovan. Cytech moved the mountings to to the opposite side of the bike, and finished everything in a timeless BMW livery: black with white pinstriping.
Both the R69S and the Steib are immaculate in their own right. But combined, they’re unbeatable.

It’s the perfect rig for ambling around on a Sunday afternoon, in style.



50 NOT OUT: CAFE RACER DREAMS’ BMW R69S




Cafe Racer Dreams is one of the most prolific outfits on the custom motorcycle circuit. An incredible fifty builds have already rolled out the Spanish workshop’s doors—each one as stylish as the next.
For CRD #50, Pedro García and Efraon Triana pulled out all the stops. It’s a stunning resto-mod based on a 1969 BMW R69S, commissioned by a 30-year-old Madrid local.




Most of the iconic features of the R69S have been retained, but the only component untouched is the 594 cc air cooled boxer motor. “The engine was perfect,” says Pedro, “so we didn’t operate inside!” Pedro and Efraon did completely rewire the bike though—going as far as fitting a keyless ignition from Motogadget.
Up front, they’ve improved braking with a disk setup borrowed from a Harley-Davidson Sportster. The quirky and distinctive R69S suspension is still intact—but is now vastly improved thanks to the addition of Öhlins shocks at both ends.




Cafe Racer Dreams also removed the airbox and installed a huge K&N air filter in its place—a process that, according to Pedro, was harder than it looks. BMW R100 front fenders have been adapted to fit both the front and back of the R69S.
After a complete tear down, CRD selectively applied different finishes to the hard parts. The frame and a few other items were treated to satin black paint, while other bits were acid-dipped to achieve just the right vintage effect.




CRD kept the stock tank and its assortment of dings, but stripped the paint and gave it a top-secret treatment that involves varnish and a little black paint. The seat is completely bespoke—covered in leather which has been sanded to blend with the R69S’s distressed theme.




Final trim includes a set of LSL handlebars, Beston grips and the original speedo-in-headlight setup. The tyres are Firestone’s infamous Deluxe Champions—an appropriate choice for a build of this nature.



CRD #50 is as tasteful and chic as we’ve come to expect from Pedro and Efraon. But can they keep this up? We suspect they can, and demand for their work is strong.

Here’s to the next fifty builds.

Photos by Enrique Pacheco. Check out CRD’s previous 49 builds on the Cafe Racer Dreams website, and follow their news via Facebook.



ENFIELD 350: THE BIKE THAT TIME FORGOT




For most pro builders, personal projects usually draw the short straw—relegated to the back of the shop by a steady stream of client work. Just like the “rusted out junk pile” that Californian Chris Chappell picked up a few years ago.
It’s a Royal Enfield Bullet 350, and it did a stint in Chappell Customs‘ front lobby before Chris finally tore into it. But when he did, it was a project free of deadlines, briefs or budgets. “The original plan was to build a radical bobber,” he says. “But with the little 350cc engine, it made more sense to keep it as an upright, fun-to-ride city bike.”




The actual model year of this Enfield is a mystery: the original number plate indicated 1955, but no paperwork was filed prior to 1973. “The VIN numbers on old Enfields really don’t mean much, and there are no good records we can find to verify the year,” says Chris. So, to get the bike on the road, he went with 1973.
Given its age and the state it was in, the Enfield 350 needed a full, bare-bones strip down. Which started with a total rebuild of the engine using all-new, original Royal Enfield parts. A completely new top-end sorted out poor compression—”A combo of a bad cylinder and even worse valves,” Chris reports.




Every nut and bolt on the Enfield was replaced, along with a host of other parts—except for the fuel tank, fenders and toolboxes, which Chris opted to keep. He blasted off the old paint and powder coated them in a creamy Oyster white, along with the frame. (“I left a few small dings here and there.”) Once the powder coating was done, green accents were added and the parts clear coated.




The bike is now roughly five or six inches longer than a stock Bullet 350. “We relocated the rear swingarm, from its original position to what used to be the passenger footpeg area. Our friends at Works Performance made us a custom stainless swingarm bolt with tapered aluminum spacers, to fit the funky taper of the rear foot peg holes.”
Works also supplied a set of longer, dual-rate aluminum shocks to help the Enfield negotiate urban potholes. The rear fender struts were lengthened to fit the new geometry of the rear end.




With the major work out of the way, Chris started poring over the smaller details: a handmade seat, grips and saddle bags in a rich leather with a cream stitch. “Seemed only fitting for a classy look to accent the cream and green color scheme,” he says. “I made the saddle bags myself … that was a first!”

The seat mount is a hand-made part too; Chris CNC-routed a Royal Enfield logo into the aluminum, before mounting the seat on 3” springs. The CNC router was also put to work on the bespoke front number plate and fork badge. All the aluminum bits were then meticulously polished, “to bring back the original luster that was buried under years of oxidization and corrosion.”

The Enfield was then re-wired with updated components—including a smaller regulator and rectifier unit, and a new coil. Chris installed new gauges, lights and a set of “M” bars—with adjustable steering stops to prevent them from connecting with the tank.




Despite the extensive mods, the little 350 is still not quite the perfect ride. “The drum brakes are poor, the right-side shift is odd, and you feel like you’re wide open on the throttle most of the time.”

“But regardless of its lack of power, you somehow feel like you’ve gone back in time. And it’s just fun as hell to ride around. The long, baffled muffler and the sound of the single cylinder thumping along always makes you smile!”


DUCATI 860 GT




DUCATI 860 GT BY MADE IN ITALY MOTORCYCLES


In the sleepy English country town of Stowmarket you’ll find one of the world’s top Ducati specialists: Made In Italy Motorcycles. For thirty years John Fallon has been buying, selling and restoring Ducatis—and we’ve finally snared a set of images that show the incredible quality of his work.
It’s a heavily customised 860 GT, inspired by Ducati’s beautiful 1970s Super Sport machines. The man responsible for the metallurgy is Fallon’s workshop guru Neil Ridgewell, who’s also a qualified Ferrari, Bentley and Maserati technician.


Most Ducatisti will be scratching their heads looking at this bike, so it’s worth digging into the backstory a little. It starts with Giorgetto Giugiaro, the world’s most lauded car designer in the 1970s.
Giugiaro drew sensuous curves for Alfa Romeo, De Tomaso and Maserati, and posters of his cars adorned millions of teenage bedroom walls.






So you can’t blame Ducati for asking Giugiaro to design the 860 GT. But Giugiaro suddenly changed tack, and ditched the curves for what became known as the ‘folded paper’ look.
It worked for the Lotus Esprit and the VW Golf, but left the angular 860 GT looking awkward and out of place in the Bologna factory’s line-up.



The 860 GT is not a bad bike, though—apart from a slight tendency to weave at high speed. And this one has the looks to match its capabilities.

It’s a 1977 model owned by Tom Craig, who’d set his heart on a ‘green frame’ 750 Super Sport. “I was living in Monaco and wanted a bike for day trips into the mountains and over to Italy,” he reports. “But I ended up with an 860 GT.”



Tom decided to give the bike an extreme makeover. So he briefed Made In Italy Motorcycles to restyle his GT with a classic Ducati vibe. It’s effectively a monochrome version of a green frame bike, but obviously a custom build.
“I felt uncomfortable doing a straight copy of the green frame,” says Tom. “But I think the result is pretty good. Everything is as it should be, and it goes as well as it looks.”\\
“The red leather saddle is confirmation that this bike never sees wet days—not that there are many in Monaco!”
Head over to the Made In Italy Motorcycles website to see more fine Italian machinery, including Moto Guzzis, MV Agustas and Laverdas.




CONDOR: THE OTHER BOXER MOTORCYCLE





Unless you’re a military enthusiast or a Swiss army conscript, you probably haven’t heard of Condor-Werke AG.it’s one of Europe’s sleeper marques, and started building motorcycles for the Swiss military in 1893. (Yes, that’s a year before Hildebrand & Wolfmüller launched the first true production motorcycle.)


The machine captured here by photographer Marc Schneider is a Condor A580 that rolled off the production line in 1953 in Courfaivre, a small town in the watchmaking canton of Jura. It’s owned by a collector who wishes to remain anonymous, but is happy to share images and a little history.

The similarities between the Condor and contemporary BMWs are obvious. The Condor is not a direct copy, but it’s a bulletproof, well-engineered air-cooled boxer with shaft drive.

The Schweizer Armee coveted the BMWs used by German troops during World War II, so Condor got the job of designing a Swiss equivalent. Blueprinted in 1944, the A580 has telescopic forks, plunger-style rear suspension, hydraulic self-adjusting valve lifters and aluminum cylinder heads. It’s clearly inspired by German flathead boxer models—such as the BMW R71, R6 or R12, and the Zündapp KS600.
The bike we’re looking at here spent a decade in service before being auctioned off. When the 1970s arrived it was locked away, and forgotten till the 21st century.

It’s now been treated to a classy restoration job, but retains some of the battle scars it earned during military service—including a few broken cooling fins on the cylinder heads. The tires are a period-correct Metzeler Block C pattern—hard to come by nowadays, but a neat finishing touch for the restoration.
The subdued military paint is gone, replaced by a red color that Condor used for its civilian models, which sold for twice the price of contemporary BMWs. But the unusual gear ratio reduction lever (below) remains, mounted on the right side of the transmission.
This lever gives the Condor eight gears—four for the street and four for hard terrain, which reduces top speed from around 110 to 50 kph (31 mph).

The Condor may not be the most exotic of classic motorcycles, but it’s virtually indestructible. And who doesn’t like the idea of an older bike that won’t break down every five minutes, and is simple to maintain?

Maybe it’s time to start trawling the classifieds in Zürich and Geneva.




THE ‘BRAND NEW’ DUCATI DARMAH




If Ducati Darmah looks as good as new, that’s because it almost is. It’s a ground-up build from the Dutch restoration wizards at Back To Classics, one of Europe’s top Ducati specialists.
There’s a story behind this bike, and one we can all relate to. “We were contacted by a guy who’d recently sold his business, and was getting ready for retirement,” says shop owner Harné Heuvelman. “Browsing through old photographs, he found himself back in 1980, on his recently purchased Ducati 900 Sport Desmo Darmah.”

“So he asked us if we could build him the exact same bike: red and white color scheme, large dual seat, FPS wheels, a kick start lever, and so on.”

Harné didn’t have a Darmah for sale at the time, but it wasn’t long before he came across a frame and engine. After checking his huge stock of Ducati parts, he realized that he had everything he needed to make an exact copy of his client’s long-lost bike.

The frame and engine were from a 1979 Darmah, so Harné decided to replicate a factory-fresh model from that year, right down to the last nut and bolt.

In his workshop in the tiny town of Bergambacht, the bevel engine was torn apart and rebuilt—with a new con-rod kit, pistons, valves and camshafts. The casings were salvageable, so they’ve been wet-blasted and returned to as-new condition.

Harné has kept the original Bosch ignition system, resisting the temptation to upgrade it with modern components, however better they may be. After all, the brief was to create a ‘new’ Darmah just as it left the factory.

The only non-standard parts on this machine are Ikon shocks to improve the handling, and wiring for a TomTom Rider GPS unit. The result is stunning—and suggests that Darmah designer Leopoldo Tartarini should receive more credit for his work.

“The Darmah isn’t a sought-after classic, compared to a 900 Super Sport,” Harné admits. “But it’s one of the best classic Ducatis from the user’s point of view. It has a very good riding position, electric start and, one can argue, it’s still a very good looking bike.”



















classic motorcycles


SUNBURST: NYC NORTON’S DAZZLING 1972 COMMANDO



If you live on the east coast of the USA and you need work doing on your Norton, there’s only one person to call: Kenny Cummings of NYC Norton in Jersey City, just outside Manhattan.

Kenny’s a household name on the global Norton scene. It’s not hard to see why—his builds are an exquisite blend of performance and style. And, as with most old British iron, there’s usually a good story too.




“Sunburst started with a call from an overseas number on the shop phone,” Kenny tells us. “On the other end was a pleasant voice with an unidentifiable accent. It was Joe, calling from a small country in the middle of the Mediterranean.”
Joe had just bought a pristine Norton Commando in the States, and asked Kenny if he could add some performance and reliability mods. “We love that kind of work,” says Kenny. “But Joe’s Commando was just too nice to tear down.”




A new concept was required, and a ratty 1972 Commando appeared on the radar. It had lived a rough life: the crankcases even had a sloppy weld on the drive side half, a telltale sign a rod had broken through.
Kenny decided to use as much of the donor as he could, while fitting some robust and reliable racing parts. He sourced a Maney lightweight crank, alloy cylinders, a Fullauto head, and JE 73mm forged pistons. The crank was balanced to 74%, the same factor used by NYC Norton’s championship-winning Seeley Commandos.

Other goodies include a Webcam racing cam and one of the last Maney exhaust systems ever to be made. “We kept the compression close to 10:1,” says Kenny. “High enough so the bike can be ridden on the street, while still being able to run on hi-octane pump gas.”

Carbs are Keihin FCR35s, with manifolds adapted to the Fullauto Norton cylinder heads. “The heads are the single biggest boost of power you can add off the shelf for your Commando. Proof is in the pudding, and the eating is good.”




Metal-bending artist Roger Titchmarsh supplied a mint Seeley Mk2 replica chassis from the UK, and Kenny started fabbing up custom engine plates. “We spent a lot of time spacing the AMC gearbox over to the left, five millimeters from the motor centerline, to give better chain clearance for the back tire.”
A pair of custom alloy fork yokes went on, set up with a pinch-bolt top for quick geometry changes. Falcon shocks were fitted to the rear.

For the front wheel, Kenny bolted twin Hemmings 11.5-inch disks to a 6-bolt hub using AN aircraft bolts. The fork sliders are Norton Production Racer items and the disks have been drilled—removing 1.3lbs from each rotor. The calipers are AP Racing, pumped by a 16mm Brembo master cylinder.




The rims are 18-inch unflanged alloy, WM3 at the front and WM4 at the back. A neat touch: the rear wheel was built using a two-piece Triumph T140 replica billet hub, along with a Maney cush drive to give the gearbox a little relief from quick shifts and injudicious throttle use. Tires are Bridgestone BT45 Battalaxes.
The primary side of the bike was built using a 30mm belt drive that increases the primary ratio—meaning less torque shock to the gearbox. There’s also a trick high-output alternator, keeping a low profile behind the alloy belt guard cover.




The bodywork is equally divine. “Joe turned us on to FlatRacer in the UK and their Sprint 1/2 fairing,” says Kenny. “It’s heavier than the racing bodywork we often use, but that allowed us to alter the shape of the fairing to get the custom fit we needed.”
The vibrant color scheme is certainly a departure from the more conservative natural alloy or black and gold chosen by most of NYC Norton’s Seeley customers.

“Joe knew he wanted something bold, but he wasn’t sure exactly what. After much back and forth, we seemed to stall a bit.




“Later, while sitting in my home studio, an idea dawned on me as I sat plunking out some parts on my guitar. I realized this was a motif that was very important to me—the cherry sunburst of my favorite vintage Gibson Les Paul.
Joe was 100% on board. “This made it very personal. The last philosophical hurdle had been cleared.”

Kenny’s go-to guy for paint is Brent Budgor from the Vintage Vendor. “As we worked through the shading process of the sunburst motif, I learned that Brent too had a Les Paul that he’d stripped and painted—so he understood the concept from the get-go.”




Brent laid out the Norton logo and pins in a gold undercoat, then sprayed the major color over. Once the bodywork was back, the bike was buttoned up in short order. Kenny called his old friend and fellow racing competitor, the photographer Doug MacRae. It was time to shoot.
“This is a serious bike,” says Kenny. “It’s pretty, but its foundation is a top-spec, competitive 750 racer weighing 300 pounds, adapted for the street.
“The bike starts on first kick and is an absolute blast to ride. It has the famous Seeley handling and Commando torque, without any sacrifice. No, it is not Papa’s Norton, and perhaps the cobblestones of NYC streets might rattle its tight suspension a bit.




“But there’s not a back road in the world this bike can’t eat alive.”

The NYC Norton site has a wealth of riveting detail on this build. But don’t head over there unless you’ve got time to spare—and a firm grip on your credit card.

HEAVENLY HARDTAIL: FACTORY METAL WORKS BSA A65




Classic hardtails aren’t our regular fare, but we can’t resist the subtle beauty of a Factory Metal Works build.



Three years, shop boss Lucas Joyner blew our socks off with an amazing Triumph built for Mooneyes. And now he’s back with a beautiful BSA A65, its lovely engine cradled in a hand-fabricated dual-downtube frame.




Joyner is a metalworker extraordinaire, but his path to the motorcycle business has been somewhat unusual. He’s been a heavy metal promoter in LA, a recording studio owner and a NASCAR chassis builder.



Thankfully he’s now found his true love, and it’s of the two-wheeled kind.




The frame is the showpiece of this perky, chunky-tired build. It’s not stretched, but it’s got a 25-degree rake and a 1.5-inch drop, plus slightly shortened sliders to level out the stance.



The engine is from a 1971 BSA, so it’s the twin carb model. Joyner has completely rebuilt the 654cc twin and it looks even better than ‘factory.’ The exhaust headers are stock, but topped off with slightly upswept ‘cocktail shaker’ endpipes—a perfect match.




The fuel and oil tanks are Triumph items (unit and pre-unit respectively). The classy black leather seat is a Factory Metal Works piece, and there’s an equally stylish ribbed fender from The Baron’s Speed Shop over the rear 18-inch rear wheel, anchored with custom-fabricated struts.





HEAVENLY HARDTAIL: FACTORY METAL WORKS BSA A65


Classic hardtails aren’t our regular fare, but we can’t resist the subtle beauty of a Factory Metal Works build.
Three years, shop boss Lucas Joyner blew our socks off with an amazing Triumph built for Mooneyes. And now he’s back with a beautiful BSA A65, its lovely engine cradled in a hand-fabricated dual-downtube frame.

Joyner is a metalworker extraordinaire, but his path to the motorcycle business has been somewhat unusual. He’s been a heavy metal promoter in LA, a recording studio owner and a NASCAR chassis builder.
Thankfully he’s now found his true love, and it’s of the two-wheeled kind.

The frame is the showpiece of this perky, chunky-tired build. It’s not stretched, but it’s got a 25-degree rake and a 1.5-inch drop, plus slightly shortened sliders to level out the stance.
The engine is from a 1971 BSA, so it’s the twin carb model. Joyner has completely rebuilt the 654cc twin and it looks even better than ‘factory.’ The exhaust headers are stock, but topped off with slightly upswept ‘cocktail shaker’ endpipes—a perfect match.

The fuel and oil tanks are Triumph items (unit and pre-unit respectively). The classy black leather seat is a Factory Metal Works piece, and there’s an equally stylish ribbed fender from The Baron’s Speed Shop over the rear 18-inch rear wheel, anchored with custom-fabricated struts.

The rear hub is a pre-1970 Triumph spool hub, laced to a chrome rim. Up front is a Triumph twin leading shoe wheel laced to a 19-inch rim.
Everything is clean and simple: nothing flashy, nothing out of place. The bars are uncluttered and the pinstriping is low-key, setting off the dark metalflake paint.
If you’ve got a soft spot for understated retro customs based on classic British iron, head over to Joyner’s website. It’s hardtail heaven.
The Factory Metal Works | Instagram | Facebook | Images by Clint Quiz
BSA A65 hardtail by The Factory Metal Works.
The rear hub is a pre-1970 Triumph spool hub, laced to a chrome rim. Up front is a Triumph twin leading shoe wheel laced to a 19-inch rim.
Everything is clean and simple: nothing flashy, nothing out of place. The bars are uncluttered and the pinstriping is low-key, setting off the dark metalflake paint.

If you’ve got a soft spot for understated retro customs based on classic British iron, head over to Joyner’s website. It’s hardtail heaven.





THE BLACK DOUGLAS: A TWO-WHEELED MORGAN

Fabio Cardoni is a man after our own hearts. “Steel is more beautiful than plastic, and simplicity is more appealing than complexity,” he says.
Sig. Cardoni runs The Black Douglas Motorcycle Company, which makes the vintage-styled machine you see here. Called the Sterling, it’s the two-wheeled equivalent of a Morgan car: a coachbuilt vehicle with the charisma and craftsmanship of a bygone age.




Regular readers may recall that we covered Black Douglas a couple of years ago. We’re revisiting the company because the Sterling has been developed into a significantly better bike, and there’s now a dealership network on the way.
There are already showrooms in the UK and Italy, with Germany and Austria set to open soon. Australia is next in the queue, and there’s a kit version of the Sterling available for the USA.




To develop the Black Douglas, Cardoni brought on board a prototyping company owned by an engineer well known to both Ducati Corse and Yamaha Motorsport. Together, they’ve ‘industrialized’ the Sterling for production, creating the Mark 5 version.
“It was difficult and expensive,” says Cardoni, “but also fun. Especially when you’re trying to convince a racebike specialist that you need a girder fork.” The forks are no longer bought in from an outside supplier: they’re hand-made from 7075-aluminum alloy, and individually machined on lathes.




They’re also a little shorter, with one degree less rake to sharpen the steering response. And there’s now a discreet adjustable shock absorber that improves the movement of the forks.
The tank is built using ‘Peraluman’ alloy, bent and welded into shape. You get a choice of two engines: a 125 and a 230, with a 400 on the way. The engine components are produced in Taiwan but assembled in the Italian factory.




The other upgrades are mostly in the detail—improving build quality and the riding experience. The tires are slightly chunkier, the seats are handmade in-house, and the electrical wiring is wrapped in cotton, vintage-style.

The exhaust is now catalyzed, and the Black Douglas has passed homologation tests in Europe. “We can now stamp our own frame numbers, and offer a two-year warranty,” says Cardoni.




Right now, he’s working on homologation for Australia and Japan. Next will be EPA compliance, so that built-up bikes can be sold in the USA.
“We’re also working on a wicker wood sidecar and other extras such as different handlebars, headlights, seats, fuel caps and more,” says Cardoni. 
Also on the slate is an Italian designed and built 350cc engine, which will equip a premium model to be called the Sterling Imperial.





We’d happily take the current Mk 5 Sterling, though. Tipping the scales at just over 100 kilos, it’s considerably lighter than its predecessor, it brakes better, and the riding experience is smoother.
built-up machine.




That’s the kind of money some folks pay out to modify a stock bike. The Black Douglas order book is full for the next couple of months, and we’re not surprised.
Now, where did we put those plus-fours?